Transactions made with Ramp typically settle in seconds

If you care about speed, always choose Easy bank payments, or card payments if your banks doesn't yet support Easy payments. Manual bank transfers take longer and can only settle during working hours.

Easy bank payments:
GBP transactions: up to 2 minutes
EUR transactions: from 10-20 minutes up to one working day

Card payments:
up to 5 minutes

Manual bank transfers:
anything from 10-20 minutes up to one working day

Manual bank payments in the Single Euro Payments Area are settled in sessions - there is like 5-6 of them during the day, but not all banks use all sessions for payment processing. Usually, payments made before 12:00 noon are settled on the same day, while payments sent in the late afternoon or evening will settle on the next working day.

There is one exception to this - if the payment is made to the same bank you use, you may experience instant settlement. This is an exception, not a rule.

Please keep in mind that settlement times provided above are just an estimate based on our current experience and sometimes may be significantly longer due to the circumstances beyond our control.