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How to buy crypto?
How does Ramp Instant work? How does the transaction process look like?
What is Ramp Instant?
Ramp Instant is an embeddable widget facilitating peer-to-peer crypto purchases based on Ramp Swaps protocol. It lets you buy cryptocurrency using your bank account - and it's faster, cheaper and safer than through an exchange. You can simply use it to purchase crypto or embed it on your website and open your DApp to entirely new userbase who don't yet own crypto. Try it out: https://instant.ramp.network
How does Ramp Instant work?
Ramp Instant connects individual crypto buyers with a network of market makers offering crypto for sale. Ramp provides them the tools to do the exchange in a comfortable, trustless way, but do not intermediate in any transaction. Buy order is matched with a suitable sale offer and locked on escrow smart contract. When buyer completes the payment, crypto is released from the smart contract.
How can I pay for the crypto?
You can use your bank account to pay for the crypto - either with our Instant Payment or with SEPA bank transfer.
What is Instant Payment?
Instant Payment is like an automated bank transfer - all the details are pre-determined, it is executed faster and all you do is confirm it in your mobile or online banking. If you want to know more, check how your bank approaches Open Banking and the PSD2 regulations.
How long does it take to settle the transaction?
If you use Instant Payment - less than 5 minutes. For other methods - usually same day, but can be up to 48 hours.
Why do I need to connect my bank account?
We need you to connect your bank account because the finalisation of the transaction is based on the data we obtain from your account - i.e. we know you paid for the crypto you're buying.
Can I sell crypto with Ramp Instant?
No, but you can do it with Ramp Pools. Contact us for more details.