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How to buy crypto using Ramp Network?

Learn how to buy crypto using different payment methods, from card payments to manual bank transfers and easy bank transfers.

Updated over 2 weeks ago

Buying crypto with Ramp Network is simple and can be done in just a few steps. Whether you’re purchasing Bitcoin or other popular cryptocurrencies, here's how you can get started.

Step-by-step guide on how to buy crypto using Ramp Network

  1. Start by specifying how much you want to spend or the amount of cryptocurrency you wish to purchase using Ramp Network's intuitive crypto calculator.

  1. Select your location to automatically set the currency (USD, GBP, or EUR) for your transaction.

  2. Note that the final amount you pay in fiat will include all fees. For a detailed breakdown, click the “Details” button within the Ramp Network application.

  3. Enter your email address, read, and accept the Terms of Service, then click "Proceed."

  4. Confirm your email by entering the code sent to you and then click "Proceed."

  5. Enter the wallet address where you'll receive your crypto. Double-check it’s correct and belongs to you, then click "Proceed."

  6. Select your preferred payment method and click "Proceed."

  7. Input your billing details and click the “Save Billing Address” button.

If you need to set up your wallet address, here are links to some of our partners to get you started:

For more information on wallet addresses, check out this article.

Card payment and ID verification

Now it's time to choose which payment method you'd like to use. Card payments and manual bank transfers are two of the most popular options.

This stage includes steps on how to complete the verification process.

Card Payment: Step-by-Step Guide to Buying Crypto

Card Payment: Step-by-Step Guide to Buying Crypto

  1. Enter Card Details
    Start by entering your card information, including the card number, expiry date, and CVV. Once entered, click “Add Card” to link your payment method.

  2. Begin Verification
    Click “Start Now” to initiate the verification process. If you prefer to use your mobile device, scan the QR code provided to continue on your phone.

  3. Consent to Verification
    Check the consent box to confirm that you agree to the verification process, then click “Continue” to proceed.

  4. Select Verification Document
    You’ll receive a notification prompting you to verify your identity. Choose the document you want to use for verification (e.g., passport, driver’s license, etc.), select the issuing country, and click “Next.”

  5. Upload Document Photos
    Take a clear picture of the front of your document and click “Accept.” Next, take a photo of the back of your document and click “Accept” again.

  6. Selfie Verification
    Click “I’m Ready” to begin the selfie verification process. Hold still and follow the prompts to move your head in a circular motion, ensuring the verification bars are fully completed. Once done, click “Proceed” to finalize the identity verification process.

  7. Verification Completion
    Typically, the verification process takes less than 15 minutes. Once complete, you’ll receive an email notification confirming that the verification has been approved. You can then move forward with your crypto purchase.

  8. Finalize Payment
    To complete your crypto purchase, enter the 3-digit CVV (security code) found on the back of your card. Click “Confirm and Pay” to finish the payment process.

  9. Receive Your Crypto

    That’s it! Your cryptocurrency will be delivered to your wallet shortly. Make sure to save your digital receipt for tracking the transaction status.


How to pay with a manual bank Transfer

Manual bank transfers are a cost-effective way to buy crypto. Here’s how to pay using this method:

Step-by-Step Guide for Manual Bank Transfer

  1. Set Up your bank transfer
    ​
    Start by selecting the amount you wish to spend or the amount of crypto you want to buy. Choose "Bank Transfer" as the payment method.

  2. Open your banking app and enter Ramp Network’s banking information
    Open your bank's app or website and initiate a transfer to Ramp Network’s account. Enter the provided IBAN, SWIFT code, and organization name, which can be found on your transaction status page and confirmation email.

  3. Double-Check the information
    ​
    Ensure that the transaction reference, purchase amount, and your name are correct. Double-checking prevents errors that could delay your transaction.

  4. Wait for confirmation

    After completing your bank transfer, wait for an email confirmation that we’ve received your funds. Once we receive your payment, we will start processing your transaction immediately and inform you of the next steps via email. You can also always refer to your transaction status page.

FAQs on Manual Bank Transfers

How long does a manual bank transfer take?

Manual bank transfers typically take 2-3 business days, with some German banks taking 6-8 business days.

What happens if my transaction expires?

If your transaction expires, contact Ramp Network support for manual processing once the bank transfers the funds.

What if the crypto isn't in my wallet?

If the transaction shows as "released" but you don't see the crypto, contact your wallet provider for further assistance.

Using the wrong reference number or purchase amount will likely result in a refund, and you’ll receive your funds within 3-10 business days.


How to pay with Easy Bank Transfers

Easy Bank Transfers use open banking to make buying crypto even faster. This method securely connects your bank account with Ramp Network, enabling you to authorize the payment directly from your bank.

How Easy Bank Transfers work in 3 simple steps:

  1. Link your bank account
    ​
    Link your bank account to Ramp Network.

  2. Approve the transfer
    ​
    Notify your bank to set up the transfer and approve the transaction.

  3. Confirm your payment
    ​
    Click “Confirm”, and your payment will be processed instantly.

Before Payment:

Ensure you have enough funds to cover the transfer and any associated fees (such as currency conversion).

Bank Not Listed for Easy Transfers?

Easy Bank Transfers are only available with select banks. If your bank isn’t supported, you can opt for card payments (Visa, MasterCard, Apple Pay) or a manual bank transfer.


Payment Methods Overview

Here’s a quick breakdown of the payment options available with Ramp Network:

  • Card Payments: Fast and secure, typically processed within minutes.

  • Manual Bank Transfers: Cost-effective but may take several days, depending on your bank.

  • Easy Bank Transfers: Super-fast and convenient, powered by open banking.


For more information about supported payment methods and fees, check out our detailed guides:

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