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Why was my account locked?

Find out what happens if your account is locked or terminated.

Updated over 2 months ago

We understand that having an account locked can be an unpleasant experience. If your Ramp Network account has been locked, this could be due to a number of reasons. Most frequently, we have identified activity that goes against our Global Terms of Service.

As a global business that operates in a highly regulated environment, compliance is paramount to us (as is the security and integrity of our platform for all our users). The conditions contained in our Global Terms of Service reflect this approach.

Some reasons we may have locked your Ramp Network account include, but are not limited to:

  • you no longer meet the Eligibility Criteria

  • you used a payment method in a name other than your own

  • you’re using a shared crypto wallet address

  • you’re located in a country where we are not able to service

  • your transaction is connected to gambling, controlled substances, or other prohibited activities or services

  • you didn’t pay our fees

  • you are in or have breached our Global Terms of Service, or

  • we were instructed or required to do so by a governmental body, law enforcement agency, or regulator.

Please note that we also reserve the right to lock, suspend, restrict, or terminate any account at our sole discretion and without notice due to Ramp Network policy. We're also not always required and at times may be prohibited from, stating a specific reason for this action.

As a customer, it's important that you stay up to date with our Global Terms of Service and with cryptocurrency regulations in your country to avoid any potential loss of access to our services and your account.

Pending transactions

If you initiated a transaction before we locked or terminated your access, we will return the relevant fiat currency or cryptoasset to you, unless prevented for legal or regulatory reasons.

Refunds

If you’re eligible for a refund, you can find more information on how long the refund process may take on this page.

Terminated accounts

Please note that our support team is not able to reactivate accounts that have been terminated, or to provide reasons behind the decision to terminate an account.

For UK user: What happens if I don't pass the Crypto Investing Risk Assessment?

Due to Financial Promotions Regulations in the UK, a customer has to demonstrate a certain level of understanding of Ramp Network as a business and the risks involved with purchasing crypto. To protect our customers, we have to limit the number of attempts you can take this assessment. If you have failed the assessment four times, you will not be able to take it again and your account will be locked. Unfortunately, you will not be able to appeal this decision.

If none of the reasons apply, contact our Support Team

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