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What fees does Ramp charge for buying and selling crypto?
What fees does Ramp charge for buying and selling crypto?

We offer highly competitive fees for both buying and selling crypto. Check out our fee schedule and transaction costs breakdown.

Updated over a week ago

For how we work out fees for our integration partners, check out this article.

There are different types of fees we collect when you purchase or sell crypto through our platform, as explained in our fee structure summary below.

Ramp fee structure summary

Fee/cost

Paid to

Refers to

Cost varies based on

βœ… Ramp fee

Ramp

Our margin + cost of payment/payout method

The cost of each payment/payout method

πŸ”— Network fee

Blockchain miners/validators

Cost of a single transaction - typically a set fee based on usage (not a %)

Selected network and its current usage (congested periods costs may increase greatly)

πŸ‘₯ Partner fee (optional)

Integration partner (if applicable)

Partner margin when purchasing or selling crypto within their apps

Only charged by some, but not all, partners

Fees for buying crypto

The fee you pay for buying crypto varies based on the payment method and/or currency you choose.

Fees are priced in € Euros. If you're transacting from a fiat currency other than EUR, the fee amount will be converted to that currency at the time of the transaction.

Method

Minimum fee

Below €2,500

Above €2,500

🏦 Bank transfers (manual)

€2.49

Up to 1.40%

Up to 0.90%

🏦 Easy Bank transfers

€2.49

Up to 2.40%

Up to 1.90%

πŸ’³ Credit or debit cards** (USD, EUR, GBP)

€2.49

Up to 3.9%

Up to 3.9%

πŸ’³ Credit or debit cards**

€2.49

(local equivalent)

Up to 5.45%

Up to 5.45%

🍎 Apple Pay**

Same as underlying card

Same as underlying card

Same as underlying card

πŸ‡¬ Google Pay**

Same as underlying card

Same as underlying card

Same as underlying card

πŸ“± Pix

€2.49

Up to 2.90%

Up to 2.90%

*: Easy bank transfers are only available for select banks in Europe.

Example of how our fees work

When a payment method has tiered fees (i.e., different rates depending on the volume purchased), the final fee is a combination of fees applied progressively over the amount on each tier. For example, for a manual bank transfer purchase of €5,000, the fee is applied as follows:

  • 1.99% over the first €2,500 (€49.75), plus

  • 1.49% over the remaining €2,500 (€37.25)

  • totaling €87

Ramp fees for selling crypto

The fee you pay for selling crypto varies based on the payment method you choose.

Fees are priced in $US Dollars (for ACH and RTP bank transfers) and €Euros (for cards). If you're selling to any other supported currency, the fee amount will be converted at the time of the transaction.

Method

Fee (%)

Minimum fee

🏦 ACH bank transfer

0.99%

$1.99

0.99%

$1.99

πŸ’³ Payout-to-card (Mastercard)

4.49%

€1.99

πŸ’³ Payout-to-card (Visa)

4.49%

€1.99

Note on network fees while selling

Crypto-to-fiat transactions require you to send crypto to us. The network costs associated with this transaction are not included in our fee breakdown and must be paid by you, directly from your wallet, when making the transfer.

All such fees are paid to blockchain miners/validators through your wallet, and we have no control over them.

Network fee

The Network fee is set by miners/validators on the relevant blockchain and reflects the current cost per transaction given that network's level of usage. It's paid entirely to miners/validators to cover transaction costs, and we have no control over it.

Partner fee

The Partner fee is a small fee set by some (but not all) integration partners and represents a small % of a transaction's cost (on top of the fees charged by Ramp). It's set by (and paid entirely to) integration partners that elect to implement it on their platforms. This fee is not charged when purchasing or selling

Potential extra costs

Depending on your country and fiat currency, your bank might charge additional fees for currency conversion or international transactions. This kind of fee is not set by or payable to us - it's entirely on the bank side.

When in doubt, check with your bank to see what fees they charge for this kind of transaction.

Cryptoasset pricing at Ramp

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