For how we work out fees for our integration partners, check out this article.
There are two (potentially three) types of fees we collect when you purchase or sell crypto through our platform, as explained in our fee structure in the table below.
Ramp fee structure summary
Fee/cost | Set by | Refers to | Cost varies based on |
✅ Ramp fee | Ramp | Our margin + cost of payment/payout method | The cost of each payment/payout method |
🔗 Network fee | Blockchain miners/validators | Cost of a single transaction - typically a set fee based on usage (not a %) | Selected network and its current usage (congested periods costs may increase greatly) |
👥 Partner fee (optional) | Integration partner (if applicable) | Partner margin when purchasing or selling crypto within their apps | Only charged by some, but not all, partners |
Fees for buying crypto
The fee you pay for buying crypto varies based on the payment method you choose.
Fees are priced in € Euros. If you're transacting from a fiat currency other than EUR, the fee amount will be converted at the time of the transaction.
Method | Minimum fee | Below €2,500 | Above €2,500 |
🏦 Bank transfers (manual) | €2.49 | 1.99% | 1.49% |
🏦 Bank transfers (Easy bank*) | €2.49 | 2.99% | 2.49% |
💳 Credit cards** | €2.49 | 3.9% | 3.9% |
💳 Debit cards** | €2.49 | 3.9% | 3.9% |
🍎 Apple Pay** | Same as underlying card | Same as underlying card | Same as underlying card |
🇬 Google Pay** | Same as underlying card | Same as underlying card | Same as underlying card |
*: Easy bank transfers are only available for select banks in Europe.
**: Currently, we only support cards issued by either Visa or Mastercard.
When a payment method has tiered fees, the final fee is a combination of fees applied progressively over the amount on each tier. For example, for a manual bank transfer purchase of €5,000, the fee is applied as follows:
1.99% over the first €2,500 (€49.75), plus
1.49% over the remaining €2,500 (€37.25)
totaling €87
Ramp fees for selling crypto
The fee you pay for selling crypto varies based on the payment method you choose.
Fees are priced in $US Dollars (for ACH and RTP bank transfers) and €Euros (for cards). If you're selling to any other supported currency, the fee amount will be converted at the time of the transaction.
Method | Fee (%) | Minimum fee |
🏦 ACH bank transfer | 0.99% | $3.99 |
0.99% | $3.99 | |
💳 Payout-to-card (Mastercard) | 4.49% | €3.99 |
💳 Payout-to-card (Visa) | 4.49% | €3.99 |
Note on network fees while selling
Crypto-to-fiat transactions require you to send crypto to us. The network costs associated with this transaction are not included in our fee breakdown and must be paid by you, directly from your wallet, when making this transfer.
All such fees are paid to blockchain miners/validators through your wallet, and we have no control over them.
Network fee
The Network fee is set by miners/validators on the relevant blockchain and reflects the current cost per transaction given that network's level of usage. It's paid entirely to miners/validators to cover transaction costs, and we have no control over it.
Partner fee
The Partner fee is a small fee set by some (but not all) integration partners and represents a small % of a transaction's cost (on top of the fees charged by Ramp). It's set by (and paid entirely to) integration partners that elect to implement it on their platforms. This fee is not charged when purchasing or selling
Potential extra costs
Depending on your country and fiat currency, your bank might charge additional fees for currency conversion or international transactions. This kind of fee is not set by or payable to us - it's entirely on the bank side.
When in doubt, check with your bank to see what fees they charge for this kind of transaction.
Cryptoasset pricing at Ramp
Check out what goes into pricing cryptoassets at Ramp.