We offer some of the most popular payment methods in the world, and we're constantly working on adding new ones. Check back later if you don't see your favorite payment method on the list below.
For a breakdown of fees associated with each currency/payment method, check what the fees are for buying and selling crypto at Ramp
Payout method | Settlement time (indicative) | Available in |
💸 Easy Bank transfer | Approx. 2 min (GBP) 10-20 min (EUR) | 🇬🇧 United Kingdom 🇨🇭Switzerland 🇲🇨Monaco 🇪🇺 EEA (European Economic Area) |
🏦 Bank transfer (manual) | Typically 10-20 min (may vary; see below) | 🇬🇧 United Kingdom 🇨🇭Switzerland 🇲🇨 Monaco 🇪🇺 EEA (European Economic Area) |
💳 Credit cards (Visa or Mastercard only) | Up to 5 min | 🌐 Global (all on-ramp supported countries) |
💳 Debit cards (Visa or Mastercard only) | Up to 5 min | 🌐 Global (all on-ramp supported countries) |
🍎 Apple Pay* | Up to 5 min | 🌐 Global (all on-ramp supported countries) |
🇬 Google Pay** | Up to 5 min | 🇦🇺 Australia 🇧🇷 Brazil 🇨🇦 Canada 🇬🇮 Gibraltar 🇭🇰 Hong Kong 🇲🇾 Malaysia 🇲🇽 Mexico 🇳🇿 New Zealand 🇸🇬 Singapore 🇨🇭 Switzerland 🇹🇭 Thailand 🇦🇪 United Arab Emirates 🇬🇧 United Kingdom 🇪🇺 EEA*** (European Economic Area) |
📱 Pix | Approx. 2 min (BRL) | 🇧🇷 Brazil |
Notes
*: In addition to being supported by Ramp, your country must also be supported by Apple Pay.
**: Currently, Google Pay transactions are only supported for Android users or while using the Chrome browser on a desktop. In addition to being supported by Ramp, your country/region must also be supported by Google Pay.
***: With the exception of Cyprus, Malta, Slovenia, and Iceland.
🏦 Manual bank transfer settlement times
Most banks that support EUR manual bank transfers typically settle in 10-20 minutes
In some cases, manual bank transfers may take 1-2 business days (D+2)
Some German banks may take 6-8 business days to settle
Other notes on bank payments
European bank payments using SEPA (Single Euro Payments Area) have 5-6 settlement sessions throughout the day, but not all banks use every session to process payments.
Typically, payments made before noon will settle that same day, and payments done in the late afternoon or evening will settle the following business day.
While payments made over the weekend will be processed the next business day, the processing times for payments depend entirely on your bank.
Some banks process manual bank transfers as international transfers, with a value date (D+2) - that is, requiring two full working days.
💳 Supported credit and debit cards
Currently, we only support credit or debit cards issued by either Visa or Mastercard.
Unfortunately, we do not offer support to American Express, Diners, or any other issuer.
This also applies to the underlying cards of payment services like Apple Pay and Google Pay.
Credit cards: Visa and Mastercard only
Debit cards: Visa and Mastercard only
Apple Pay: underlying card must be either Visa or Mastercard
Google Pay: underlying card must be either Visa or Mastercard
🇺🇸 Payment methods available for US users
Users from supported US states can purchase crypto on Ramp using the following methods:
Credit cards: Visa and Mastercard only
Debit cards: Visa and Mastercard only
Apple Pay: underlying card must be either Visa or Mastercard
🔖 Important notices
Bank accounts and cards used to purchase crypto must be owned by, and under the same name as, the user who makes the purchase.
Transactions can suffer unexpected delays if, for any reason, we have to conduct extra checks