At Ramp, our mission is to make buying crypto easy and accessible, by supporting a range of popular payment methods. From debit and credit cards to bank transfers, Apple Pay, Google Pay, and Pix.
If you don't see your favorite option listed, don't worry - we're continuously adding new ways to pay.
Explore our comprehensive guide about transaction times, which cards we accept, and more. Let's simplify your crypto-purchasing journey!
For a breakdown of fees associated with each currency/payment method, check what the fees are for buying and selling crypto at Ramp.
Payment Methods Availability and Settlement Times Overview
Payout method | Settlement time (indicative) | Available in |
💸 Easy Bank transfer | Approx. 2 min (GBP) 10-20 min (EUR) | 🇬🇧 United Kingdom; 🇨🇭Switzerland; 🇲🇨Monaco; 🇪🇺 EEA (European Economic Area) |
🏦 Bank transfer (manual) | Typically 10-20 min (may vary; see below) | 🇬🇧 United Kingdom; 🇨🇭Switzerland; 🇲🇨 Monaco; 🇪🇺 EEA (European Economic Area) |
💳 Credit cards (Visa or Mastercard only) | Up to 5 min | 🌐 Global (all on-ramp supported countries) |
💳 Debit cards (Visa or Mastercard only) | Up to 5 min | 🌐 Global (all on-ramp supported countries) |
🍎 Apple Pay* | Up to 5 min | 🌐 Global (all on-ramp supported countries) |
[temporarily unavailable]
🇬 Google Pay**
| Up to 5 min | 🇦🇺 Australia’ 🇧🇷 Brazil; 🇨🇦 Canada; 🇬🇮 Gibraltar; 🇭🇰 Hong Kong; 🇲🇾 Malaysia; 🇲🇽 Mexico; 🇳🇿 New Zealand; 🇸🇬 Singapore; 🇨🇭 Switzerland; 🇹🇭 Thailand; 🇦🇪 United Arab Emirates; 🇬🇧 United Kingdom; 🇪🇺 EEA*** (European Economic Area) |
📱 Pix | Approx. 2 min (BRL) | 🇧🇷 Brazil |
🏦 Exceptions to standard manual bank transfer settlement times
Most banks that support EUR manual bank transfers usually settle transactions within 10-20 minutes. However, there are exceptions; in certain cases, these transfers may take longer, spanning 1-2 business days.
German banks, for instance, might require a longer period of 6-8 business days for settlement. Additionally, European bank payments conducted through SEPA (Single Euro Payments Area), operate on 5-6 settlement sessions throughout the day. It's worth noting that not all banks utilize every session for processing payments.
Transactions made before noon typically settle on the same day, whereas those made in the late afternoon or evening are usually processed on the following business day.
Payments conducted over the weekend are generally processed the next business day, contingent upon individual bank policies.
Furthermore, some banks treat manual bank transfers as international transactions, requiring a full two working days for completion.
💳 Supported credit and debit cards
We accept only Visa and Mastercard for both credit and debit cards. This also applies to Apple Pay and Google Pay—make sure the card linked to these services is a Visa or Mastercard.
Unfortunately, we do not support cards from American Express, Diners Club, or any other issuers at this time. This restriction also applies to the underlying cards used for payment services such as Apple Pay and Google Pay.
❗ Important Notices
Bank accounts and cards MUST be owned by and under the same name as the user making the purchase. This is crucial to ensure your transactions go through without any issues.
Sometimes transactions can experience unexpected delays. If your transaction is taking longer than the times mentioned in this article, check the possible reasons for this. Being aware of these potential delays can help you manage your expectations and ensure a smoother experience with your crypto transactions.
Check this article if you’re looking for supported payout methods for selling crypto.